Fibank (First Investment Bank) offers its clients a product without analogues on the Bulgarian banking market for repairs or current needs – consumer loan „Dom +“.
The loan has a term of 15 years and no collateral requirement, providing additional funds for clients with an active mortgage loan from Fibank.
„Dom +“ is granted in the amount of up to 100,000 leva or its equivalent in euros, and the application for the loan, the signing of the contract and the disbursement can also be carried out entirely online. No fee is due for requests submitted via the bank's website or application My Fibank, as well as by calling the short number *2265.
The new consumer loan from Fibank is a natural complement to the mortgage loans of First Investment Bank, which have flexible terms. With the mortgage loan „Right to choose“, clients have no limit on the loan amount and can finance up to 85% of the market value of their future home. There are no application fees or legal opinions, and approval based on income is within 1 business day.
Additional advantages are:
possibility to use funds in overdraft mode from 1 to 5 years;
pre-approved limit for overdraft and credit card;
maximum age of the borrower at the maturity of the loan - 75 years.
First Investment Bank also allows the purchase of property with a degree of completion of “rough construction“, subject to requirements set by the bank.