This is a complete lack of thought and populism, this idea will not be able to take off at all=
This is what Lyubomir Karimanski, a member of the BNB Governing Council, told bTV about the idea of food stores in post offices.
"Most likely, the people who proposed this idea have not entered a post office in the last 15-20 years and do not know the method and process of working there. They do not know the level at which the entire postal network is both technically and in terms of human resources. We also burden the post offices with the exchange of levs into euros for places where there are no bank branches. This is enshrined in the plan for adopting the euro," the economist said.
In his words, "Bulgarian Posts" is a company that is decapitalized, and its services are not competitive.
The economist also commented on the state budget for 2025.
"I would like the budget to be worthy of Bulgarians, to redistribute everything that is collected as taxes in a way that the money is invested in value-added investments and a stable health and social system is ensured, but I think we are far from that", he said.
In his words, until we start reforming the individual systems and until we make the state administration effective, we will hardly be able to rely on the fact that all funds allocated to the public sector are used appropriately.
"I am worried about the uncertainty in the way the funds in the capital program, which are duplicated by the large debt, will be spent. The government's shareholdings in state-owned companies are increasing - the goal is the investment program and to build infrastructure, etc., "Karimanski also commented.
"People should be calm about their loan interest rates," the economist said.
According to him, at the moment this much-anticipated growth in housing loans has begun to cool down due to the measures taken by the BNB.
"Last month the ECB reduced its interest rate to 2.5%, which is an indicator that in an extremely uncertain time in which we live, policies are yielding results. It is important how this uncertainty and instability can be managed in Europe," the economist also commented.