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Interest rates on loans and deposits will not change after the introduction of the euro

If the agreed interest rate is fixed, the bank must continue to apply it

Mar 19, 2025 13:49 60

Interest rates on loans and deposits will not change after the introduction of the euro  - 1

Interest rates on loans and deposits will not change after the introduction of the euro, reports the portal "Za Euroto BG" - the official page for the adoption of the euro in Bulgaria.

In connection with attempts at political speculation and disinformation about the introduction of the euro and interest rates on loans and deposits, they inform that the Law on the Introduction of the Euro in the Republic of Bulgaria, Art. 28 and Art. 44 regulates that interest rates on loans and deposits will not change after the introduction of the euro.

When the agreed interest rate on the loan is fixed, the bank must continue to apply the same fixed interest rate, i.e. not higher than the one before the date of introduction of the euro.

This will not lead to less favorable conditions or results for the client and the bank.

If the agreed interest rate on the loan is variable, the new interest rate cannot be higher than the interest rate before the date of introduction of the euro.