Banking sector accepts the measures proposed by the Bulgarian National Bank (BNB) affecting mortgage lending, and will comply with their implementation. And at the moment, the creditworthiness assessment models include elements related to the indicators specified by the BNB.
This was stated by the Association of Banks in Bulgaria on the occasion of the decision of the Management Board of the BNB, which ordered banks to implement six indicators for monitoring credit standards when granting and renegotiating loans secured by residential real estate, BTA reported .
In the position, ABB also notes that the banking system in our country is characterized by high levels of capital adequacy and liquidity, which are above the average for the EU, it is strictly regulated and complies with all regulatory requirements.