"Let people plan some cash for the first days of the new year and for New Year's Eve itself". Such advice was given on the air of the Bulgarian National Radio by Ivan Stoykov, an expert from the financial portal "My Money".
"The banks themselves warned people to prepare for this transition on New Year's Eve, given that there may be some disruptions, some devices may not even be able to work at all.
It is logical to expect that such a transition cannot happen overnight".
Another piece of advice from the financial expert is that people should pay their first installment on the loan or fund an account in euros at a bank branch, not at an ATM.
I think it is too early to talk about increasing interest rates on deposits after the adoption of the euro, Stoykov also commented on the program "Above All".
Banks are following a line of gradual increase in fees, which may also mean a correction of some of them after the first January, he added.
"The adoption of the euro may not be the reason".
The expert expects some difficulties to arise in January, when we will be able to pay in both leva and euros, but merchants will be obliged to give us change only in euros.
"Will they have enough coins? We, as consumers, must very carefully monitor what we pay and in what currency, calculate whether the exchange rate is correct. We will have to remember some arithmetic operations".