Between 5% and 8% is expected to be the increase in housing prices in our country in 2026. On the one hand, this will be due to the moderation market, which we are about to see in the next 12 months. On the other hand, as a result of the reduction in the mandatory minimum reserves of banks lending will be stimulated. This will give an additional boost to housing transactions.
„After Bulgaria joins the eurozone, the rate of mandatory minimum reserves of banks will decrease from 12% currently to 1%. This will free up resources for these institutions to provide additional mortgage loans,“ says Yavor Peychev, CEO of Imoteka.
According to him, in 2026 we will witness moderate supply and demand. Even if supply increases, it will not outpace demand, as there is no prerequisite for lower incomes, but on the contrary - buyers will increasingly strive to improve their quality of life. The main demand in the first 6 months of the year will be for personal needs, with the focus on 2-bedroom and 3-bedroom apartments.
Detailed statistics on average property prices in Bulgaria by city and neighborhood can be seen at imot.bg